Your employees are your most valuable resource.  Build loyalty with cost effective benefit programs.

Group Pay-Yourself Term Deposit Program

Offered as an alternative to the Canada Savings Bond employee purchase program, the Group Pay Yourself Term Deposit Program provides employees the opportunity to achieve a desired amount of annual savings through convenient payroll deduction. The monthly contributions mature after 12 months and can be withdrawn or reinvested.

Group RRSP Program

A Group RRSP is a flexible approach to helping your employees save for the future, and your company doesn't have to take on any large financial and legal commitments. As an employer, you shape the basic plan. You determine when employees are eligible to join the plan and how often contributions are made. You decide whether you'll match contributions and, if so, the percentage of the contributions you'll match.

You also decide which investment options to make available to your employees and unlike traditional pension plans, the Group RRSP does not make you responsible for how well those investments perform.

Payroll Deposit Plans

Your employees will appreciate the convenience of having their pay directly deposited to their account. We offer a number of solutions that will streamline your payroll process and reduce your costs by eliminating the need to issue cheques.